Self employed? Need help with getting a mortgage?

There is often a perception for many self-employed people that getting a Mortgage is more difficult but like most things in life, it’s not what you know, it’s who you know!

We have a strong understanding of how each lender will assess your circumstances and have a range of solutions for self employed people including those below:

Recently set up your business and only have one year of accounts
Retained profits
Contractor working on a day rate
Declining profits

Lenders all assess your income in very different ways, some are comfortable with just one year’s accounts, or maybe even just using the latest years figures instead of an average of three. It is our job to know which lenders will accept who.

If you are self employed and are interesting in getting a mortgage which suits you, please give us a call for further advice.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Want to know more?